Your tontine (daret), finally clear for everyone
MyDaret is the free app to run your tontine (daret), also called ajo, esusu or susu, with family, colleagues or neighbours: who has paid, who receives this round, who is late.
In the app, a tontine is called a “daret”: same principle.
Got an invitation link on WhatsApp? Just open it: you land straight in the tontine.
Example
10 members pay NGN 10,000 every month: each round, one of them receives NGN 100,000. Everyone sees who has paid.
What MyDaret changes
No more arguments
Every member sees who has paid and who is late, in real time.
A clear order
Order chosen by the organiser, or a fair draw nobody can dispute.
One-tap reminders
A ready-made WhatsApp message to kindly remind someone of a payment.
Your money stays between you
No money goes through the app: you pay as usual, cash, mobile money or bank transfer.
How it works
- 1
Create your tontine: amount, frequency, date of the first round.
- 2
Invite members by sharing the link on WhatsApp.
- 3
Everyone declares their payment, the organiser confirms it: everyone stays informed.
Free · English, French and Arabic · On Android and iPhone, no app store needed